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Dallas National Insurance Company (DNIC) has policies and practices that respect
the privacy of our customers and consumers. This notice summarizes our policies
and practices. It pertains to your nonpublic personal information. We shall refer
to it as "Information" in this notice.
We reserve the right to revise this policy at any time. We will send you a new notice
if changes are made that will result in other disclosures of your Information.
Types of Imformation We May Collect
We may collect Information about that we recieve from:
- You on applications and other forms. Examples include your name, address, date of
birth, phone number, social security and driver license numbers;
- Your agent;
- Your transactions with our affiliates, others, or us. Examples include your policy's
account balance, your premium payment history and your bank account number; and
- Outside sources such as consumer reporting agencies, including motor vehicle records,
credit reports and claim history reports.
Types of Information We May Disclose, and To Whom
We may disclose all of the Information above, with some exceptions, to other companies.
For instance, we may share your Information with companies that perform marketing
for us or with financial institutions that have joint marketing agreements with
us. If we do, we may disclose to those companies all of the Information described
above, although we will not disclose your nonpublic personal health information,
without your permission, for the sole purpose of joint marketing.
We will not share your Information with anyone else without your permission unless:
- They are helping us service or process a transaction; or
- We are otherwise permitted or required by law to do so.
Examples of others with whom we may share your Information without your permission
include:
- People or organizations that perform a business function for us. Examples are a
company that helps us:
- Print payment coupons;
- Adjust or investigate claims;
- Program software to help us process customers' transactions; or
- Market our own products or minimize unnecessary marketing to you.
- Your agent or broker;
- Regulatory and law enforcement authorities, such as government offices or courts
which subpoena records;
- Insurance support organizations which gather data to help deter or prevent insurance
crimes;
- Other insurance companies or support organizations for an insurance transaction
involving you. An example is the purchase of reinsurance;
- Businesses which conduct actuarial or research studies;
- Our affiliates, for internal or agency audits of the marketing of an insurance product
or service; and
- A company that may acquire a line of business or function or book of business from
us.
Security of Your Information
We have procedures and policies to help us protect your Information from unauthorized
use or access. At our companies, we restrict access to protected Information to
the employees who have a business need for it. When we share Information with companies
who work on our behalf, we protect it where required by federal law with a confidentiality
agreement. We also have physical, electronic and procedural safeguards to guard
your Information.
If You Are an Internet User
If you use the Internet and access the website of one or more of our companies,
it may have other information on your use of that website.
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